Credit cards that do not charge annual fees. Often known as “lifetime free credit cards” or “zero annual fee credit cards”. Provide the unique advantage of having no joining fee or annual fee attached to your card. This effectively indicates. That you do not need to pay any additional fees to maintain continuous use of your credit card from year to year. These credit cards differ from general credit cards, which charge an annual fee. A credit card that does not charge. The standard annual fee at any point is refer to as a lifetime free credit card.
In addition to the ease and convenience of applying for lifetime free credit cards, the process of free credit card application is also simple. In theory, there is neither an annual cost nor a joining fee associate with the card; nonetheless. They may levy additional fees, such as a price for a paper copy of the itemised bill. Or stipulate certain requirements before issuing the card.
A credit card that charges an annual fee is worthwhile if it provides greater incentives. And if you can maximise your use of the card to obtain those points and perks. On the other hand, performing a free credit card application process online. That doesn’t charge you any joining or yearly fees can be the better option in the long run. Keeping these cards active won’t cost you anything, and it will help your credit score even if they don’t provide many benefits, such as cashback or rewards.
Listed Below are Some of The Best Lifetime Free Credit Cards Available in India
Lifetime Free Platinum Shop Daily SuperCard from RBL Bank
As a result of its tremendous growth, RBL is quickly establishing itself as one of the most influential commercial banks in the world. RBL Bank provides its customers with a variety of Shop Daily Super cards that can be tailor to fit each customer’s unique requirements. Customers have access to various one-of-a-kind credit card options that were specifically designe to fulfil their requirements.
Lifetime Free Icon Credit Card from RBL Bank
You are guarante a life fill with rainbows and stars if you use an RBL Bank Icon credit card. This RBL credit card was create with your unique lifestyle requirements from the ground up. It provides travel, golf, movie, dining, and other advantages associate with luxury lifestyles, all of which will bring a new degree of elegance and ease to how you experience daily life.
Lifetime Free ICICI Instant Platinum Card
Instant Platinum Cards are made available to ICICI Bank’s new account holders. If you use this card regularly, regardless of your current credit score or history, you can establish a new credit history. When you make a regular deposit at the bank, you are eligible to receive this card. The ICICI Instant Platinum Card is among the top credit cards in India that offer cashback rewards for individuals who do not receive a wage, such as students and homemakers.
Lifetime Free Platinum SuperCard from RBL Bank
RBL is rapidly becoming one of the world’s most prominent commercial banks due to its rapid expansion. RBL Bank provides customers with a selection of credit cards that can be customised to meet their specific requirements. Customers can access several unique credit card options develop expressly to meet their requirements. There is no annual fee associate with the credit cards, but there are finance charges of up to 3.99 percent.
Lifetime Free Titanium Delight Credit Card from RBL Bank
The Titanium Delight Credit Card has several enticing perks, including free movie tickets, point rewards on all transactions, and eliminating fuel surcharge fees. This RBL credit card will come in handy for people who enjoy going to the movies and doing some shopping. The number of reward points one receives as a bonus is directly proportional to the money spent.
