Bajaj Finserv launched the Insta EMI Card to facilitate purchases from Bajaj’s one lakh partner stores across India. The most attractive feature of this card is it comes with easy monthly instalments with no interest on those instalments. It can be used in online stores as well as offline shops. Bajaj Finserv also facilitates online shopping on the EMI Store through the Insta EMI Card. Not just that, the store further offers free delivery and zero down payments on select products. Here you can check the benefits and Bajaj Finserv card eligibility.
Check out the following article to understand the various benefits of the Bajaj Finserv Insta EMI Card.
Let’s Begin With The Insta Emi Card Eligibility Criteria
Eligibility Criteria To Get The Insta Emi Card:
If you meet the following Bajaj Finserv Card eligibility criteria, you can apply for it.
- To apply- Your age must fall between 21 and 65 years if you want to apply for this Insta EMI Card.
- Income- The applicants must have consistent sources of income.
- Citizenship- The applicant must be a citizen of India.
- Bank account- The applicant must have a bank account in India.
- Residence- The applicant must have a current residential address in India.
Documents Required:
Once you know the Bajaj Finserv Card eligibility criteria, it is time to know the documents required:
- Your PAN card
- Your address proof
- One cancelled cheque
- Signed ECS mandate
Benefits That You Can Avail Yourself While Using This Card:
- Digital card with minimal documentation- The applicants can experience a smooth and straightforward process to get the Insta EMI card. You will see that Bajaj Finserv asks for minimal documentation from you to apply for this EMI card online. Also, you will get hassle-free approval for your application as the process is completely online. The entire process is very time efficient. You can get the digital card on your phone as soon as you pay the joining fee. You can check your card details anytime, anywhere with the help of the Bajaj Finserv app. You are also allowed to shop for different products on No Cost EMIs. You should apply for this card to get these facilities and the fastest access to the best deals.
- Online shopping- The pandemic made people realize the safety and convenience of online shopping. With this card, you can shop for a variety of products on the EMI Store. These products are available to an EMI cardholder at the most competitive price. And there is one more benefit of it: No Cost EMIs. Also, you can get bonuses such as free home delivery, zero down payment, and doorstep demonstration on select products when you shop from the EMI store. Several online shopping websites such as Amazon, Flipkart, Make My Trip, and Yatra has partnered with Bajaj Finserv Insta EMI Card. So, you can use the card in these online shopping portals.
- Offline shopping- Not just online shopping, the Bajaj Finserv Insta EMI Card lets you shop at several offline partner stores. These stores have the latest and widest range of products. Some of these stores are Vijay Sales, Chroma, and Reliance Digital. You can use the card to purchase large products such as furniture and exercise equipment at physical stores. In addition, you can subscribe to professional courses in easy EMIs.
- Shop for up to Rs. 4 lakh- The Bajaj Finserv Insta EMI Card gives you a high purchasing power of up to Rs. 4 lakh. This higher spending limit, combined with the No Cost EMI option, lets you purchase the most advanced products. Whether it is an expensive high-end smartwatch or a high-tech refrigerator, the No Cost EMI helps you buy them. Using the Bajaj Finserv Insta EMI Card is recommended to finance your expensive purchases. This comes without the additional burden of your monthly financial commitments.
- Flexible tenors- Consumers love flexible tenors. This feature lets you manage your expensive purchases and doesn’t strain your overall financial situation. The Bajaj Finserv Insta EMI Card gives you the ultimate shopping experience in terms of convenience, affordability, and accessibility. Once you get the card, you are allowed to buy electronic items and other products on No Cost EMIs. You can even set the repayment period according to your ability and extend your loan amount to 3 to 24 months.
- No foreclosure charges- You will not be charged any penalty if you foreclose your loan after paying the first EMI. Shopping with the Bajaj Finserv Insta EMI Card can be easy and fun.
You can choose the Insta EMI Card online today and join the club of the most benefitted customers in India. This way, you can enjoy the experience of having any expensive product that you dream of getting.
